Most insurers say policyholders can claim when they are diagnosed with a terminal illness, but they usually exclude the last 12-18 months of the policy. That leaves a gap in cover. Families who find themselves supporting someone with a terminal illness during that time are unable to claim and get support from their insurer unless they die.

Most life policies have an exclusion on their terminal illness plans. Need a policy that will keep you covered against both death and terminal illness for the full duration of the policy term. That means you will be able to make a terminal illness claim right up to the last day of cover, whether or not you die within the policy term. In fact, you can claim for terminal illness at any point during the term of your policy.

If you would like more information on this product or would like a personal quotation, call us on 01489 580020 or email us at quotes@parkgate.net, provide us with your contact details and requirements and we will call you back at a convenient time.

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