mortgage advisor in wickham

Mortgage advisors in Southampton

Mortgage advisors in Southampton, at park gate our advisors are dedicated to providing you with the mortgage and insurance solutions that are tailored to your needs as well as providing a route to many other financial products.

Whether you are a first time buyer, moving home, looking to remortgage or a buy to let investor mortgage advisors in Southampton could help you find the right mortgage product for your needs…

We are independent mortgage advisors covering the whole of Southampton with many years of experience in arranging mortgages and/or life insurance.

Please call 01489 580020 or email us at info@parkgate.net if you would like to book an appointment or to request a no-obligation quotation with Mortgage advisors in Southampton.

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Borrowers who have recently used a payday loan risk having their mortgage application rejected, regardless of whether it was paid back.

Lender GE Money has stated that it will no longer consider applicants who have taken out a short-term, high-interest (payday loan) once in the past three months or more than twice over the past year.

Stating that as a responsible lender in a challenging market they have reviewed a range of data to make prudent mortgage lending decisions. Payday loan data is one of many items included in this review and if a mortgage applicant has a current or had a recent payday loan, it is unlikely that we will consider their mortgage application.

Companies specialising in credit checks have increasingly come under pressure to highlight payday loans on customer credit checks.

Global information company Experian now specifically lists payday loans separately in a departure from the previous practice of providing a more generalised overview of borrowing history.

If you are looking for a mortgage and have had a payday loan  within the last 12 months, call 01489 580020 and we can discuss your financial situation and provide you with the right product with the right lender for the right reason.

Mortgages
life insurance
home insurance
equity release

We offer whole of market advice for all types of customers, whether you are a first time buyer, home mover or looking to purchase a buy to let property. Being independent we are able to offer impartial advice from the whole of the market to ensure you get the product that suits your financial needs.

Whether you are looking to protect your mortgage payments or your family, we provide independent advice for life insurance, critical illness cover and income protection from a wide range of providers.

Buildings Insurance is a requirement when you complete on a mortgage the cover is to provide security to the lender, the insurance covers the main structure of your home. It will cover you for subsidence, storm, flood, fire or smoke damage and cover the costs of rebuilding or repair.

Equity release is a way of releasing cash from your property, either through selling a percentage to the reversion company or taking a mortgage on it, while allowing you, the homeowner to continue living there as long as you wish.