Park Gate (Mortgage & Protection) Limited
Call now on 01489 580020  
Home      Mortgages
 
 
  Residential Mortgages
 
 Your mortgage is likely to be your biggest financial commitment. It is therefore important that you know what
 your choices are and what is available to you.
 
 
 

 First Time Buyer
 
Looking to get your foot on the Property ladder.
 

Buying a house is one of the most important and likely to be one of the largest purchases you will make. Buying a home for the first time will require an understanding of the process that is involved from the initial viewing stage to the completion of the transaction.
 
 
 Call 01489 580020
 
 
 

 Home Mover
 
Selling your current home and simultaneously purchasing a new property and porting your existing mortgage across to the new property. This can be done subject to the lenders criteria, a fresh application and a satisfactory survey.
 

Should you require additional funds to complete the purchase these could be raised on a different rate or the lenders Standard Variable Rate or you could look to another lender offering a more competitive package for the full amount.
 
 
 Call 01489 580020
 
 
 

 Remortgage
 
If your existing mortgage product is coming to an end or has ended, the rate will revert to the lenders Standard Variable Rate which could be higher.
 
Remortgaging to another lender could save you significant amounts over a specified period. In some cases lenders offer free valuation and free legal fees as part of the package.
 
Rates offered will be based on the loan to value, along with the level of arrangement fees and all this needs to be considered.
 
 
 Call 01489 580020
 
 
 

 

  Buy to Let Mortgages
 
 Purchasing a property as a long term investment or coming to the end of an existing deal, or even adding
 additional properties to your portfolio. It is therefore important that you know what your choices are and what
 is available to you.
 
 
 
 Purchase
 

Buying a house to rent out requires a larger deposit typically 25% and can also based on rental income rather than earned income. Rental calculations differ from lender to lender, although 125% of the monthly mortgage payments is typical. There are restrictions on types of properties, investors and tenants.

 
 
 Call 01489 580020
 
 
 
 Remortgage
 
If your existing Buy To Let mortgage product is coming to an end or has ended, the rate will revert to the lenders Standard Variable Rate which could be significantly higher.
 
Remortgaging to another lender could save you significant amounts over a specified period. Rates offered will be based on the loan to value, along with the level of arrangement fees and all this needs to be considered.
 
 
 Call 01489 580020
 
 

  

 
  Commercial Mortgages
 
 Looking to purchase your first commercial property, adding additional properties to your portfolio or looking to
 re-finance an existing deal.
 
 
 
 
 Purchase
 
Looking to purchase a property to rent on a commercial basis or purchase premises in order for your own business to trade from.
 
 
 
 Submit an Enquiry
 
 Call 01489 580020
 
 
 
 Remortgage
 
Remortgaging to another lender could save you significant amounts over a specified period. Rates offered will be based on the loan to value, along with the level of arrangement fees and all this needs to be considered.
 
Should you require additional funds, these could be raised on a different rate or the lenders Standard Variable Rate or you could look to another lender offering a more competitive package.
 
 
 Call 01489 580020 
 
 
 
The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers in the UK
 
Your initial consultation is free. There is normally a fee for advising on and/or arranging a mortgage, which is typically £295
 
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
 
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME
 
The Financial Services Authority does not regulate some forms of Mortgages
 
Registered in England No 05087041. Registered Office is at 54 The Causeway Downend Fareham Hampshire PO16 8RW.
Park Gate (Mortgage & Protection) Limited is authorised and regulated by the Financial Services Authority.
Financial Services Authority registration number 302919
 
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